Cost of selling a property

If you’re a non-resident planning to sell your property in Spain, it’s important to understand the fees, taxes, and deductions involved in the process. Here’s a breakdown of the main costs you can expect.

Capital Gains Tax (CGT)

Non-residents are subject to Capital Gains Tax on the profit made from the sale.

  • Flat rate: 19% for EU/EEA residents
  • 24% for non-EU residents (e.g., UK, USA)

The gain is calculated as the difference between your purchase price (including costs) and the final selling price.
You may deduct certain costs like renovations, notary fees, and agent commissions (with proof).

3% Retention (Withholding Tax)

The buyer is legally required to withhold 3% of the sale price and pay it directly to the Spanish Tax Authorities as an advance on your Capital Gains Tax.

If you made no gain or a small one, you can apply for a refund of the difference—typically within 6–12 months.

Plusvalía Tax (Municipal Capital Gains Tax)

This local tax is charged by the town hall on the increase in land value since the property was purchased.

  • Amount depends on location, years of ownership, and property value.
  • Usually ranges from a few hundred to several thousand euros.

Real Estate Agent Fees

Typically 3%–6% of the final sale price.

At Dahls Estate, we provide full service and global exposure to ensure value for money.

We work closely with legal advisors to ensure all documents are in order.

Legal Fees

Using a lawyer is strongly recommended, especially for non-residents.

  • Typical legal fees: €1,000–€2,500, depending on complexity.

Mortgage Cancellation Costs (if applicable)

If your property has an outstanding mortgage.

  • Bank cancellation fee: around 0.5%–1% of the remaining loan
  • Notary and registry fees: €300–€1,000

Energy Performance Certificate (EPC)

Required by law before listing.

  • Cost: €100–€500, depending on property size and region.

📌 Summary of Typical Seller Costs (Non-Resident)

Cost Item

Approx. Amount

Capital Gains Tax

19% (EU) / 24% (non-EU) of gain

3% Retention

% of sale price

Plusvalía Tax

Varies – ask us or your town hall

Agent Fees

3%–6% of sale price

Legal Fees

€1,000–€2,500

EPC

€100–€500

Mortgage Cancellation

€100–€500, if applicable

Are you ready to sell?