Cost of selling a property
If you’re a non-resident planning to sell your property in Spain, it’s important to understand the fees, taxes, and deductions involved in the process. Here’s a breakdown of the main costs you can expect.
Capital Gains Tax (CGT)
Non-residents are subject to Capital Gains Tax on the profit made from the sale.
The gain is calculated as the difference between your purchase price (including costs) and the final selling price.
You may deduct certain costs like renovations, notary fees, and agent commissions (with proof).
3% Retention (Withholding Tax)
The buyer is legally required to withhold 3% of the sale price and pay it directly to the Spanish Tax Authorities as an advance on your Capital Gains Tax.
If you made no gain or a small one, you can apply for a refund of the difference—typically within 6–12 months.
Plusvalía Tax (Municipal Capital Gains Tax)
This local tax is charged by the town hall on the increase in land value since the property was purchased.
Real Estate Agent Fees
Typically 3%–6% of the final sale price.
At Dahls Estate, we provide full service and global exposure to ensure value for money.
We work closely with legal advisors to ensure all documents are in order.
Legal Fees
Using a lawyer is strongly recommended, especially for non-residents.
Mortgage Cancellation Costs (if applicable)
If your property has an outstanding mortgage.
Energy Performance Certificate (EPC)
Required by law before listing.
📌 Summary of Typical Seller Costs (Non-Resident)
|
Cost Item |
Approx. Amount |
|
Capital Gains Tax |
19% (EU) / 24% (non-EU) of gain |
|
3% Retention |
% of sale price |
|
Plusvalía Tax |
Varies – ask us or your town hall |
|
Agent Fees |
3%–6% of sale price |
|
Legal Fees |
€1,000–€2,500 |
|
EPC |
€100–€500 |
|
Mortgage Cancellation |
€100–€500, if applicable |
